I moved to Virginia in 1998 and have been in the Fredericksburg/Spotsylvania area since. I graduated from Chancellor High School with an advanced diploma in 2004. I attended Germanna community college, earning an Associates Degree in business marketing in 2008.
I began my Real Estate career in 2008, the beginning of the bubble burst. Since that time I have learned the ins & outs of navigating the hardest deals in Real Estate - short sales. I assist in negotiating short sale contracts between buyers, sellers, and their lien holders. I have worked with many of the national banks: Bank of America, Wells Fargo, Chase, Citi, SunTrust, BB&T, Ocwen, USAA, & NationStar to name a few. Some local banks include VHDA, Navy Federal Credit Union, SPS, SLS, 1st Advantage Credit Union, IndyMac, Capitol One, PHH, & PNC. I have direct contacts with Freddie Mac, Fannie Mae, and HUD/FHA. I have assisted sellers with IRS tax liens as well as medical liens, HOA liens, and mechanics liens. I have worked along side seller bankruptcy attorneys as well.
My main goal is to help homeowners who are facing financial hardship with respect, dignity, confidentiality, and upmost experience. I know this is a difficult, and at times confusing, process for homeowners and I hope to make it as smooth as possible. While I cannot guarantee no out of pocket costs, I do strive for full waivers of deficiency and no cash contributions or promissory notes.
I am here to be an advocate for you. Let me show you what an experienced seasoned short sale agent can offer.