Tracey Payne
Tracey Payne
How can I help you today?

About Me

A 30 year resident in the greater Fredericksburg area expert with extensive local knowledge of Fredericksburg and surrounding counties. I grew up in Spotsylvania and graduated from Courtland High School.  Additionally, I lived in King George and currently reside in Stafford County.


I am a United States Navy Veteran and have over 16 years of professional work experience in the insurance business.


As a CENTURY 21 Redwood Realty real estate professional, I am dedicated to providing you the highest quality service possible. My personal knowledge of the local real estate market is combined with the power of the CENTURY 21 brand—the most recognized name in real estate today.


Let me assist you in finding your dream home in a neighborhood that is right for you and in the price range you want. Purchasing a home is one of the most important investments you will make.  I will ensure you have the best experience possible.  As your advocate, I will counsel, communicate and handhold you throughout the home buying process.  Or, if you are interested in selling a property, I have a marketing plan that can help you get the fastest sale possible and at the best price.


I look forward to the opportunity of working for you!


Licensed REALTOR® in the Commonwealth of Virginia

Member of Fredericksburg Area Association of REALTORS®

Member of Virginia Association of REALTORS®

Member of National Association of REALTORS®


Tracey Payne, REALTOR®
CENTURY 21 Redwood 
10601 Courthouse Road
Fredericksburg, VA 22407
B# 540.898.2900
C# 540-907-8277

Customer Ratings

Tracey Payne has been rated by 2 customers


“Working with Tracey was a phenomenal experience and extremely fun. She made it easy to find what I wanted and we both had similar tastes so it helped to get to the end goal quicker. I will highly recommend her to anyone that is looking for a home. Thank you again Tracey! You're awesome!”
Tim L, Fredericksburg (Buyer)
“Tracey's knowledge of the VA funding process is a huge advantage. Her attention to detail and quick response to our questions and concerns was very helpful. Tracey did a great job of explaining each step of our home buying experience so that we could be confident in our decisions. As a veteran of the armed forces herself, Tracey knows what it is like to wear the cloth of our nation and it was an honor to work alongside her when purchasing our home! ”
Henry B. Ginn (Buyer)


Sold By Tracey Payne

Represented Buyer

$580,000 | 4 Beds | 3 Baths
$245,000 | 4 Beds | 2.5 Baths
$475,000 | 3 Beds | 2.5 Baths