Tracey Payne
Tracey Payne
How can I help you today?

About Me

A 30 year resident in the greater Fredericksburg area expert with extensive local knowledge of Fredericksburg and surrounding counties. I grew up in Spotsylvania and graduated from Courtland High School.  Additionally, I lived in King George and currently reside in Stafford County.


I am a United States Navy Veteran and have over 16 years of professional work experience in the insurance business.


As a CENTURY 21 Redwood Realty real estate professional, I am dedicated to providing you the highest quality service possible. My personal knowledge of the local real estate market is combined with the power of the CENTURY 21 brand—the most recognized name in real estate today.


Let me assist you in finding your dream home in a neighborhood that is right for you and in the price range you want. Purchasing a home is one of the most important investments you will make.  I will ensure you have the best experience possible.  As your advocate, I will counsel, communicate and handhold you throughout the home buying process.  Or, if you are interested in selling a property, I have a marketing plan that can help you get the fastest sale possible and at the best price.


I look forward to the opportunity of working for you!


Licensed REALTOR® in the Commonwealth of Virginia

Member of Fredericksburg Area Association of REALTORS®

Member of Virginia Association of REALTORS®

Member of National Association of REALTORS®


Tracey Payne, REALTOR®
CENTURY 21 Redwood 
10601 Courthouse Road
Fredericksburg, VA 22407
B# 540.898.2900
C# 540-907-8277

Customer Ratings

Tracey Payne has been rated by 9 customers


“Tracey was amazing. She was determined to find me a home as close to what I wanted as possible. She never gave up even when I was ready to. ”
LaTonya Virginia (Buyer)
“Tracey gave me excellent advice throughout the entire process. She showed me numerous houses and was always very accommodating to my schedule. I believe we were able to purchase the house we did because of her sound advice on how to structure the offer.”
Joan M.; Herndon, VA (Buyer)
“Tracey was very helpful and very understanding! With purchasing a home for the first time, I wasn't sure what to expect. She made the process super easy. I was able to follow along every step of the way without being lost in the process! ”
Joshua Rodriguez, Manassas (Buyer)
“Tracey was very pleasant to work with. We connected right away. ”
Linda Sachs (Seller)
“Tracey went absolutely above and beyond, I couldn't be happier with how she handled my property and any dealings we had together. I can honestly say I couldn't have sold it without her. Everything was super easy and straightforward. Tracey was honest and upfront with me so my expectations were realistic while I remained beyond satisfied. As I mentioned before Tracey was an absolute God-send. I could not have sold my house without her, she went above and beyond any expectations I have had for a real estate agent. And I can say this after having purchased and sold 3 I definitely have people to compare her to. I will be looking to work with Tracey again in the future.”
Barbara S., Springfield, VA (Seller)
“Working with Tracey was a phenomenal experience and extremely fun. She made it easy to find what I wanted and we both had similar tastes so it helped to get to the end goal quicker. I will highly recommend her to anyone that is looking for a home. Thank you again Tracey! You're awesome!”
Tim L, Fredericksburg (Buyer)
“Tracey's knowledge of the VA funding process is a huge advantage. Her attention to detail and quick response to our questions and concerns was very helpful. Tracey did a great job of explaining each step of our home buying experience so that we could be confident in our decisions. As a veteran of the armed forces herself, Tracey knows what it is like to wear the cloth of our nation and it was an honor to work alongside her when purchasing our home! ”
Henry B. Ginn (Buyer)


Sold By Tracey Payne

Represented Buyer

$269,000 | 3 Beds | 2 Baths
$400,000 | 4 Beds | 2.5 Baths